Roth IRAs are Awesome!

It sounds counter intuitive to think that you should take the hard earned money that Uncle Sam has already taxed and stick it in a Roth IRA. I mean you already put money in a 401k that hasn't been taxed yet and hurts you so much less because it's been taken out of your grubby little hands before you saw the final paycheck amount you get to stick into your bank account. Your instinct says, "This is my money and why should I give less money to retirement when it could have been more money given before it was taxed?". Well there is a very good reason. There is NO tax on your Roth IRA when you cash it out. That's right nothing at all. Its a real dream scenario. Compare it to your 401k which is taxed just like income with you cash it out in your golden years. It's nice but not as good as tax free. Now of course you did pay taxes on that money when you first put it in the Roth IRA but 20 years from now that money is gonna grow and grow. That's big money out of Uncle Sam's hands and right into yours. So look into a Roth IRA and start squirreling away those nuts!